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Sam J.

Sam J.

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  1. Sam J.

    Bankruptsy

    Nothing like showing your personal agenda: OP made no mention of having made 'bad choices'. But 'if' eating lunch, or a woman having her hair or nails done, or having a cell phone even, are wasted luxuries, then I know tons of woman that would maybe even sacrifice their first born to do so- so quite a strange comment from a female, about another female, as you inferred, again. "Let he among you, without sin, cast the first stone." -Jesus Christ
  2. Sam J.

    Bankruptsy

    To be 'prepared' for disaster is an oxymoron.
  3. Sam J.

    Bankruptsy

    A DUI is not a 'ding', it's a crime. But yes, sadly- a bankruptcy (a real 'ding', despite it being legal, and common) can affect you in many ways, and for many years.
  4. Sam J.

    Bankruptsy

    Since DUI is a 'crime', and filing for bankruptcy is a federal 'protection', why did you insert that comment in here? It's a disservice, at the very least, to the conversation- and shows your total lack of understanding about the topic at hand.
  5. Sam J.

    Bankruptsy

    Or hundreds of thou$ands, or even million$ in medical debt?
  6. Sam J.

    Bankruptsy

    Nobody in here said it was a 'freebie', but is 'is' a federal law that protects us all, whether you like that or do not. And if you haven't been informed of reality- the 'vast' majority of individuals that have file, or do file for bankrutcy protection do so because of medical bills- and since the OP posted this in a nursing forum, the hypocrisy of the replies berating the OP can't possibly be overlooked or explained away. If you feel you are immune to such tragic events, by virtue of personal wealth- thus, no need to rely on health insurance to 'cover you', then good for you. Most of us are not in that minority.
  7. Sam J.

    Bankruptsy

    The issue is a nurse with bad credit, not an apllicant for the FBI or for a financial position. And as far as resolving issues- a credit report may or may not have your current or past employers, and likely contains all kinds of errors, so does it really resolve issues, or lead to more 'drama'? I gave up long ago trying to correct errors on my credit reports- wrong names, addresses I never heard of, and the like. As far as the expense, well- I doubt employers pay more than a few cents, maybe a few $, to obtain a credit report. And as all these 'reports' become even easier to obtain (with or without consent, laws or no laws), there will me ever more 'reports' to be had to use as a reason not to hire anyone, for any reason. Here's a good point to ponder: Since we have bankruptcy protection laws in America (that millions of people and corporations and cities use to their advantage), is it better to simply not pay your bills, or is it the right thing to do to take advantage of our bankruptcy laws, which shows an attempt to get back on the right track?
  8. Sam J.

    Bankruptsy

    Why would a nurse be held to a higher financial responsibility than a Trump, or a corporation, or a city, or the several states that would love to be able to file bankruptcy.
  9. In the hotel restroom tonite, I had to wait in line. Out of 4 urinals, 3 of the men were using them while on the phone, and another man in a stall was also on the phone, talking loudly. This is not a class issue, since I am in a 4 star hotel. Aside from this grossness, many phones have cameras, as well- and it's been speculated that agencies such as the NSA have the ability to activate cell phone cameras from distant locations? Really- people can't keep them in their pockets even while using the restroom?
  10. Sam J.

    Bankruptsy

    Civilized countries have bankrupty protection laws to allow people to rebuild their lives, without risk of prison, for having bad things happen to them. We 'all' have that right, even if it means planning a 'strategic bankruptcy' to get out of paying unsecured debt. If it's alright for cities to file for bankruptcy to avoid pension plan payments, and billionaires such as Trump (more than one filing, and he's a financial 'expert'), and corporations to file for bankruptcy even as their CEOs are paid millions, then there is surely no shame in a nurse filing for bankrutcy protection. Please explain the double standards posted in here.
  11. Sam J.

    Conservative nurses

    Is Conservatism compatible with nursing? (HINT: This is an oxymoron, not a real question).
  12. Sam J.

    Conservative nurses

    I had a Yugo- it was the very first new car I ever bought! It was a real blast- until a towtruck ran over it. I still miss it...
  13. Sam J.

    Conservative nurses

    You may be a Libertarian- but I'm curious if you voted for Romney, the founder of Obamacare?
  14. If you use your own photo in here as your avatar, that photo IS linkable to any other online site you use- Twitter, Facebook, job sites, some dating sites that are not secure, and who knows what else. This means everything you type online, almost 'anywhere', can be attributed to you, instantly, by anyone with Internet access- schools, jobs, BONs, law enforcement- you name it. For'ever'. You cannot delete anything once it has hit the Internet. And don't think all these people aren't aware of how to identify you, online. They excel at it, and they do it routinely. Twice tonight, I scanned 2 face photos from posters in AN. One is linked to Twitter and many other sites, and another is linked to several online sites- and of those two posters, a real name was given for their identities. If you don't want your every thought or spoken (typed) word read by the world, might want to rethink posting your face photo in here or anywhere else. Worse- if you are posting a photo of someone ELSE as your alleged identity- you are risking all kinds of liability. You cannot use another person's photo as your personna. I've seen this subject in AN, but I don't recall where I saw it- it was from the people that run this site. Also, I posted this information to those two people, not knowing if they can receive private messages, or not. I've also posted a recent note about just how this photo recognition works, and how simple it is for anyone to find out who you are. It's scary. I'm just sayin'...
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