Let's talk about being financially healthy:).
In as much as people gripe and bolster about nursing and it's pay/salary, we mostly know that with good management, investments and some frugality, one can make a comfortable living off of nursing.
I am not saying, not to enjoy the finer things of life, by all means, we all should. But are you going overboard in the spending spree and not saving/investing enough for later years or emergencies.
What kind of vacations do you take? A "staycation", spending times with family and loved ones and doing things together as a family in creating memories is not a bad vacation. Vacations are fun and seeing new places are amazing, but if you have to save up all your paycheck and wait in advance for the next paycheck to complete the payment for this vacation, then it might not be such a good idea to splurge on that vacation.
What kind of car do you drive? Having the latest, sexiest, sleekest car is not a bad idea...only if you can totally afford it. You know getting the car from the year or heck, two or three years back is still in vogue and might be easier on the pocket. Those car payments can be a pain on the pockets and end up costing more.
Your house? It would be totally amazing to have the biggest, "baddest" house on the block but is it hurting your pocket? Having roots is always an awesome thing to do, it gives you a sense of belonging and accomplishment, but it is entirely okay to rent an apartment while saving up a bulk to reduce your interest charges and the like.
Investments? Except you have some unavoidable hefty bill to pay, you should set some money aside for investments, they totally do add up and every cent counts. And remember when it comes to investments, time is a major advantage. The benefits of compound interest except you win a quick lottery in which case, your had a multiple compounded interest.
Pay yourself first? You deserve it. By paying yourself, you are not to immediately spend it, it becomes your savings. To stay on this, get an automated account and have it done automatically. Yes, you would make do with what you have left. Eat inJ
Credit card? Build your credit but pay in cash. A way to do this is to have enough money for your groceries or the purchase you want to make in cash, use your card and pay it back ASAP. You had enough of the money to make the purchase, you just needed to also build your credit. Kill two birds with one swat:).