Just found this thread. . . .
First, a belated "Welcome", morelosthanfound. Also, I extend a welcoming hand to the Daily Diary forum here. It's a nice place to simply relax, share one's day, and read how others are doing in a friendly manner. Actually, this is true for much of this bulletin board.
Now. . . back on topic. Yep! The "Carrot" is dangling in front of me, too. Also been nursing for 28 years. I enjoy what I do, but I WANT TO RETIRE! It's nothing against my career, nor it's nothing against my place of employment. (Actually, I consider my teeny-tiny hospital the "Pre-Retirement Dream Hospital"! I ain't leaving it until they either fire me, or the hospital closes, or when I retire!) But the bottom line is this: There is MORE to Life Than Work! In a couple of months, I turn 60. (I used to think that was "Old"! Not any more! L O L!) Both my loving wife (who is also an RN) and I have other hobbies and interests. I do NOT want to be in my later years when I retire, and only have just a few more years left being physically able, and to enjoy, my hobbies and interests!!! It's that simple. The problem for me is this: We have a whole lot of debt. Because of this debt, retiring sooner than later seems a bit out of reach for us. We do have our lovely home on the market. Selling our home would go a long way in helping us with debt-reduction. My dream-date of retirement would be in two years. I'm happy to collect less Social Security. And as for health insurance?? My loving wife, who is a few years younger than me, is wanting and willing to do Travel Nursing, and hold me on her health insurance plan. (One of our goals of retirement would be to travel.) THIS might work! But, only if we do some serious debt-reduction. So, retiring in two years remains an almost unrealistic dream.
I wish you well with your retirement plans. If you have any ideas on how to retire earlier than later, please feel free to share them.