not sure if this is in the correct forum. move if need be. thanks in advance for reading/advice.
wife and i are planning to become pregnant. long story short, in vitro fertilization might be in our future. she is a kaiser member which doesn't cover it. we've had a couple cycles of IUI without success. my coverage is Blue Cross Blue Shield which also doesn't cover any costs associated with IVF
any ideas moving forward? do i just bite the bullet and dish out the $20,000? the MD states we've got a 20% chance even with IVF because of her age (39). unless i misunderstood. any financial aid programs out there?