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demrn demrn (New Member) New Member

Bankruptsy

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You are reading page 4 of Bankruptsy. If you want to start from the beginning Go to First Page.

Sometimes bankruptcy is the only way out.

I believe close to 2/3rd is because of Medical expenses.

Someone survives cancer or a child has a devastating illness that has made thousands of dollars in medical bills that they can never dig out of.

I think a little kindness and grace might be in line.

Any one of us could be traveling that road so easily.

Or hundreds of thou$ands, or even million$ in medical debt?

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Nurses are held to a higher standard than most professions. If you get a DUI it's possible you may lose your license. Or if you had one in the past you may never be able to sit for your boards. This doesn't hold true for many many other professions. It just goes with the territory.

Sent from my iPhone using allnurses.com

Since DUI is a 'crime', and filing for bankruptcy is a federal 'protection', why did you insert that comment in here? It's a disservice, at the very least, to the conversation- and shows your total lack of understanding about the topic at hand.

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Absolutely!! Which is why having a bankruptcy on your record could be detrimental to your nursing career. Just like having a DUI or other dings against you.

Sent from my iPhone using allnurses.com

A DUI is not a 'ding', it's a crime. But yes, sadly- a bankruptcy (a real 'ding', despite it being legal, and common) can affect you in many ways, and for many years.

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Some of us actually prepare for disaster and invest in decent health insurance, and have more than once policy. Plus a savings account. Plus life insurance. Plus disability insurance. Plus car insurance. Plus renters insurance. Plus AAA. Plus malpractice insurance. Plus we store food. Did I say a savings account? :eek:

The kindness and grace is the bankruptcy but it is not absolution. A part of being an adult is being prepared and taking responsibility for the things that you did not prepare for.

To be 'prepared' for disaster is an oxymoron.

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but I don't have much sympathy for anyone who is in such a position because they have truly made poor choices. Some of these people spend more a month on lunches , nail and hair care and cell phones then my car payment.

Nothing like showing your personal agenda: OP made no mention of having made 'bad choices'. But 'if' eating lunch, or a woman having her hair or nails done, or having a cell phone even, are wasted luxuries, then I know tons of woman that would maybe even sacrifice their first born to do so- so quite a strange comment from a female, about another female, as you inferred, again.

"Let he among you, without sin, cast the first stone." -Jesus Christ

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Some of us actually prepare for disaster and invest in decent health insurance, and have more than once policy. Plus a savings account. Plus life insurance. Plus disability insurance. Plus car insurance. Plus renters insurance. Plus AAA. Plus malpractice insurance. Plus we store food. Did I say a savings account? :eek:

The kindness and grace is the bankruptcy but it is not absolution. A part of being an adult is being prepared and taking responsibility for the things that you did not prepare for.

I truly wish it was this simple....in many cases it is not.

Even the best plans for financial stability and fiscal responsibility are sometimes just not enough in the presence of catastrophic illness and an absolute loss of income long term.

There but for the Grace of God go I.

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Nothing like showing your personal agenda: OP made no mention of having made 'bad choices'. But 'if' eating lunch, or a woman having her hair or nails done, or having a cell phone even, are wasted luxuries, then I know tons of woman that would maybe even sacrifice their first born to do so- so quite a strange comment from a female, about another female, as you inferred, again. >>>>>

Read the OP's post again , please. She/he clearly stated the cause of the problems and it isn't medical bills.

I could as easily say I know men who entered into bankruptcy through poor choices such as buying expensive cars, motorcycles, entertainment equipment, irresponsibly impregnating numerous women and so on but I am a woman and I work with a predominance of woman and that's my frame of reference. No agenda

I don't know any women willing to give up there first born for nails, hair etc. I also don't know any women who actually declared bankruptcy due to medical bills. They made poor choices, spent money they didn't have and got in way over their heads. Not saying it doesn't happen, it's just not in my frame of reference.

Disaster prep is NOT an oxymoron. It's common sense.

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