Why???? - page 3

Why?? Why is it that for my husband and I to own a home, we had to pay for college, get a job, and subsequently, my husband was in the Army for 9 years which allowed us a VA loan (no down payment... Read More

  1. by   prn nurse
    I heard a discussion on the radio yesterday and it said 50 % of the taxpayers in this country are working and supporting the other 50%.

    So, what else is new? That same 50% of taxpayers .... are also funding Foreign Aid. I.E., they are supporting the world !

    None of you are complaining about your tax $$$$ ...7 billion per year going to a single country where the standard of living is higher than ours. so , why complain about helping/supporting people in our own country?
  2. by   live4today
    Originally posted by prn nurse
    I heard a discussion on the radio yesterday and it said 50 % of the taxpayers in this country are working and supporting the other 50%.

    So, what else is new? That same 50% of taxpayers .... are also funding Foreign Aid. I.E., they are supporting the world !

    None of you are complaining about your tax $$$$ ...7 billion per year going to a single country where the standard of living is higher than ours. so , why complain about helping/supporting people in our own country?
    Hi prn nurse...this is another good example of what I call a "bleep vs. blop"...the "American Homefront taking care of their own" versus "Aiding and Abetting the Foreign Countries with our tax dollars and so forth".
  3. by   Q.
    I am against my tax dollars being taken out for any reason, other than basic social programs, Medicare, and some foreign aid to simply improve foreign relations. I hav always agreed to fixing our problems here first before sending aid off to Afghanistan.

    But my problem here is donation by FORCE. Why is it I can't chose where to "donate" my money? Why does someone come and take my money and say "this is what it is going to support -whether you like it or not?"

    And...home ownership is NOT a right, folks. For god's sake, we have homeLESS people on the streets, and here we are worried about someone who lives in an apartment or rents a home, and is complaining because they want to OWN one??? What the heck???

    Ultimately, I see home costs RISING as a result of these programs. Pretty soon construction costs will rise as a result to deal with the percentage of people who CAN'T continue to pay the mortgage. And...simply put, it is NOT FAIR.

    My own MOTHER, who's money will be given to someone so they can have a home simply because they feel they deserve one, does not live in home herself. It was taken from her because we couldn't pay the bills, because my father lost his job, etc. How does this make ANY sense?

    My husband joined the Army for us to have this home sooner than if we had to save for a down payment. I say, since there is a decline in military enlistment, have these people enlist in the military or their children enlist. At least give BACK to society instead of always TAKING!
  4. by   LasVegasRN
    THANK YOU l.rae and Renee for your responses. I'm getting a clearer picture and understand the views now.

    I'll be the guinea pig - I'm going to take the plunge and take advantage of our company mortgage plan they offer and see what happens.

    prn nurse - the last thread related to foreign aid and nurses got so horribly ugly that I won't even go there...
  5. by   shay
    Prn nurse, I don't support foreign aid. I didn't 'complain' about it in this thread b/c that wasn't the topic at hand.

    I think I agree w/cheerfuldoer on this one. My big beef w/the whole government entitlement system as it stands now is that as renee said, the most undeserving are the ones with their hands out, and the most deserving fall through the cracks.

    If we would STOP giving money and food stamps and vouchers and every doggone thing else to these sponges of society and make them actually have to TAKE CARE OF THEMSELVES, the system wouldn't BE so messed up and the people who really and truly need help wouldn't fall through the cracks.

    As far as homeownership being for the 'elite rich,' that is a laugh. Just what do you consider 'rich,' hmmm? Put a number on it. $90k per year? $50k per year? What? When my husband and I first got married, I was a student and he was unemployed. He couldn't get a minimum wage job because he was 'overqualified' and was too 'inexperienced' for a job in his field of study. I waitressed. We thought long and hard about each and every purchase. We did not have cable, we did not have pets, we did not go out to eat, we did not buy convenience foods (frozen dinners, etc.), and we only shopped at the SALVATION ARMY THRIFT STORE. Our only 'luxury' was a $5 sack of bird seed that I threw handfuls of onto our porch in the mornings to watch the birds eat it so I could at least have the presence of SOMETHING like a pet. We paid for my last year of college ourselves. We didn't buy bread...I baked it in the 25cent loaf pans I bought at the thrift store. After 3 YEARS of saving and pinching pennies to the MAXIMUM, we bought a home with only 2% down. That was a STRETCH.

    3 years later, we are just now reaching the 'comfortable' level where we have a nice-sized savings and are almost debt free. We are not the ELITE RICH. We were simply more RESPONSIBLE with our CHOICES in everyday life. I see so many people b*tch and moan about how other people are so 'lucky,' yet they have 2, 3, 4 illegitimate children by different fathers, have pagers and cell phones, eat at mcdonald's on a regular basis, go out to the movies and to the ball game and to the amusement park, have cable t.v. with ALL of the movie channels, wear name-brand expensive clothes, get their nails done weekly, get their hair done weekly, and have pedigree animals as pets. *****?? How in the hell is that LUCK?? It's NOT. That's just it.

    If you're busting butt and working hard and saving and cutting corners and NOT like the idiot I describe above, I am happy to help you. If you're too stupid to realize that you can't have acrylic nails, cable t.v., AND a home of your own, well, that's just too damn bad. I feel no pity.
  6. by   live4today
    Originally posted by shay
    Prn nurse, I don't support foreign aid. I didn't 'complain' about it in this thread b/c that wasn't the topic at hand.

    I think I agree w/cheerfuldoer on this one. My big beef w/the whole government entitlement system as it stands now is that as renee said, the most undeserving are the ones with their hands out, and the most deserving fall through the cracks.

    If we would STOP giving money and food stamps and vouchers and every doggone thing else to these sponges of society and make them actually have to TAKE CARE OF THEMSELVES, the system wouldn't BE so messed up and the people who really and truly need help wouldn't fall through the cracks.

    As far as homeownership being for the 'elite rich,' that is a laugh. Just what do you consider 'rich,' hmmm? Put a number on it. $90k per year? $50k per year? What? When my husband and I first got married, I was a student and he was unemployed. He couldn't get a minimum wage job because he was 'overqualified' and was too 'inexperienced' for a job in his field of study. I waitressed. We thought long and hard about each and every purchase. We did not have cable, we did not have pets, we did not go out to eat, we did not buy convenience foods (frozen dinners, etc.), and we only shopped at the SALVATION ARMY THRIFT STORE. Our only 'luxury' was a $5 sack of bird seed that I threw handfuls of onto our porch in the mornings to watch the birds eat it so I could at least have the presence of SOMETHING like a pet. We paid for my last year of college ourselves. We didn't buy bread...I baked it in the 25cent loaf pans I bought at the thrift store. After 3 YEARS of saving and pinching pennies to the MAXIMUM, we bought a home with only 2% down. That was a STRETCH.

    3 years later, we are just now reaching the 'comfortable' level where we have a nice-sized savings and are almost debt free. We are not the ELITE RICH. We were simply more RESPONSIBLE with our CHOICES in everyday life. I see so many people b*tch and moan about how other people are so 'lucky,' yet they have 2, 3, 4 illegitimate children by different fathers, have pagers and cell phones, eat at mcdonald's on a regular basis, go out to the movies and to the ball game and to the amusement park, have cable t.v. with ALL of the movie channels, wear name-brand expensive clothes, get their nails done weekly, get their hair done weekly, and have pedigree animals as pets. *****?? How in the hell is that LUCK?? It's NOT. That's just it.

    If you're busting butt and working hard and saving and cutting corners and NOT like the idiot I describe above, I am happy to help you. If you're too stupid to realize that you can't have acrylic nails, cable t.v., AND a home of your own, well, that's just too damn bad. I feel no pity.
    AMEN! AMEN! AMEN! PREACH IT, SHAY! :chuckle:
  7. by   Q.
    DAMN good reply, Shay.

    I agree 100%.
  8. by   shay
    Originally posted by LasVegasRN
    Maybe you guys can help me to understand this - and without the political party & president bashing, please

    I can see where some would not approve of tax dollars being used to fund appropriations to low wage earners to buy homes. I pay taxes, and as a divorced/single Mom I cannot save enough on my own to buy a home. Yet, I would not qualify for this program. I can agree with the notion that private donations and charitable organizations like Habitat for Humanity would seem more advantageous in the case of poverty.

    Are you saying you just don't believe in any government assistance to help the lowest wage earners be able to have something that only high wage earners can get? Isn't that continuing the notion that homeownership is only for the elite class?

    I'm just trying to understand all sides of this...
    You SHOULD be able to own a home!! This is what I'm talking about!!! You work hard, yet because of the ridiculous set of standards on the system, you can't get help....lemme guess...you probably make 'too much money' according to the gov't, right? AAarrrrrrgghh!! See...that is just bogus.

    When my hubby and I looked into buying our home, we looked at loans for 100% of the balance plus closing costs. They DO exist, I promise you. Centura bank offers them, as do some credit unions. Look into it. The interest rates will be high initially, but after a few years, you can refinance and get your rates lowered.

    Try fanniemae.com and a few other websites, like that 'pueblo' website.....can't remember the address. Anyhoo, I bet you'd qualify for a 100% loan that included paying for closing costs.
  9. by   LasVegasRN
    Originally posted by shay
    As far as homeownership being for the 'elite rich,' that is a laugh. Just what do you consider 'rich,' hmmm?
    I didn't say elite rich, I said elite class. Class distinction meaning minimum wage earners vs. above. We would be considered elite class by social class theories since we make above minium wage. No, I certainly don't consider myself rich - that is truly a laugh.

    Thanks for the suggestions on the sites - I'm going to go for it!
  10. by   live4today
    Originally posted by Susy K
    .........................My husband joined the Army for us to have this home sooner than if we had to save for a down payment. I say, since there is a decline in military enlistment, have these people enlist in the military or their children enlist. At least give BACK to society instead of always TAKING!
    Susy K...those benefits that your family enjoyed by being military aren't the same benefits that soldiers have privy to today. Those benefits are changing rapidly, and if families want to use their VA benefits to purchase a home, they have to do so while they are enlisted, and not when they exit the service. There are many many benefit changes taking place by the government that are taking away benefits that soldiers once could count on in "yesteryear", but now aren't afforded that luxury...such as it use to be. My husband is still active duty, and has already served 20 years (effective this summer). He told me that if we want to buy a home on the VA loan, we have to do it before he exits the Army, or lose the chance. So....count your blessings as I'm sure you already do.
    Last edit by live4today on Jun 18, '02
  11. by   LasVegasRN
    Originally posted by shay
    3 years later, we are just now reaching the 'comfortable' level where we have a nice-sized savings and are almost debt free. We are not the ELITE RICH. We were simply more RESPONSIBLE with our CHOICES in everyday life. I see so many people b*tch and moan about how other people are so 'lucky,' yet they have 2, 3, 4 illegitimate children by different fathers, have pagers and cell phones, eat at mcdonald's on a regular basis, go out to the movies and to the ball game and to the amusement park, have cable t.v. with ALL of the movie channels, wear name-brand expensive clothes, get their nails done weekly, get their hair done weekly, and have pedigree animals as pets. *****?? How in the hell is that LUCK?? It's NOT. That's just it.

    If you're busting butt and working hard and saving and cutting corners and NOT like the idiot I describe above, I am happy to help you. If you're too stupid to realize that you can't have acrylic nails, cable t.v., AND a home of your own, well, that's just too damn bad. I feel no pity.
    Shay, I have to admit, I hated reading your post. Hated it. Why? Because it's true. And I really don't know why it bothers me so much. I have a relative that you described to perfection. She's got the 4 children by 3 different fathers, the acrylic nails, etc. She has parties for when every big fight comes on HBO because she has ALL THE CHANNELS. She got a 4 bedroom house that she qualifed for on welfare through 'section 8'. Her house has not one, but TWO refrigerators from food she gets from welfare. Oh - she did work for a while but has been on workers comp for the last 5 YEARS. She told me once that she knew I was jealous of her because she had children and a home. Yeah, I was jealous. I did all the right things - I went to school, I got out on my own, made a living, had my daughter legitimately, and I can't afford all those things she has. Yeah. I'm jealous. RIGHT. At least I can sleep well at night knowing that I'm not cheating my country and all the hard working people that live here. Yes, Shay, I hate your post because it is so gatdamn true.
  12. by   shay
    Oh, wow...I'm so sorry. That just sucks. ~sigh~ Hope I didn't offend. Well, you go and get yourself that loan and buy your own home. And you're right, you CAN look yourself in the mirror and sleep well at night because you DID do it right. Man. That is just so....so....twisted.

    Best of luck in your quest for a home....I know you're gonna get it!!
  13. by   Q.
    Originally posted by LasVegasRN


    . Yes, Shay, I hate your post because it is so gatdamn true.
    Which is why I titled this thread: why?

    WHY do we let this continue?

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