Need some words of advice

  1. Hi to everyone! I am need of some serious advice. About a month and a half ago my husband was working(oilfield) and had part of his index finger on his primary hand cut off. This was due to someone else's neglegence, basically "operator failure" with a VERY big piece of equipment. This was found thru a series of meetings, onlookers eyewitness accounts, and safety findings (ex: bad lighting) An orthopedic surgeon "fixed" it as best he could and my husband is healing okay, but has lost part of a finger. The company that he works for has stated that they are totally at fault and the other guy indeed caused this accident, there was nothing that my hubby did wrong. So, herein lies my delimma, my husband has not been compensated(yes medical bills have been).We have AD&D insurance shouldn't this pay for something? Also, my hubby "lost" a "safety bonus" due to his being hurt, even though it was someone else's fault and there was nothing he could have done to prevent the accident. Sorry that this is so long, but I just needed some advice. Seems like someone here would be able to help me out with some words of wisdom. Thanks!

    Lisa
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  2. 4 Comments

  3. by   cmggriff
    I don't know how old your husband is, but it is rare for anyone who works in the "patch" for any lenth of time to have all their fingers and toes. Compensation for the loss should come from Workmen's Compesation Insurance as far as I understand. I was the son of a driller and worked in the oil patch for a couple of years between semesters of school. Very few of those guys get old and stay healthy or whole. But there is something about it that always attracts you back. Good luck. Gary
  4. by   LasVegasRN
    Yep, this is definitely Workers Comp - it arose out of the course and scope of his employment.
  5. by   Weinzel
    Hi and thanks for the input. The problem is tht we've talked to
    Texas Workman'sComp people and they only have to pay for medical bills, nothing else. I talked to a nursing school buddy of mine who's dad is a lawyer, and he basically said that a lawyer is the only way to go with the workman's comp laws like they are here. We'll see what happens.

    Lisa
  6. by   Weinzel
    Gary, my hubby is 24. He's only working out there until I'm done with school, then he wants to go to school, which I'm all for!! The part of Texas that we're in oil work is about the only thing to do here. When oil is down, this town shuts down, there's really no other industry here. The secretary where he works told me that now he'd really fit in because everyone else is missing body parts. That's reassuring, huh? Thanks for the advice.

    Lisa

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