Just whining

  1. I am drowning in insurance papers! Since my move I have been trying to organize my bills to be sure they get paid. But I have insurance papers out the ! There are ones that tell you what is really due from the doctor. then there are the ones that tell you what the insurance company will pay, then there are the ones that tell you if you don't like what they want to pay write the insurance company and they will review it and then send you another paper that will tell you if they will pay any more.
    I have 4-5 different bills for each procedure it seems.
    It is crazy!How can you really keep track of what has been paid?I know I am just whining and my grammer is poor and I am so frustrated I feel like tossing them into the fireplace.
    Last edit by RN2be on Apr 12, '03
  2. 3 Comments

  3. by   gwenith
    Have the same problem with private insurance over here with additional complicaiton of Medicare paying for some of the medical bills. I makes me laugh every time the politians get up and whine about how no-one will stay in private insurance despite tax relief etc. They just haven't got the message - people have decided they can do without the hassle and have voted with thier feet!
  4. by   CountrifiedRN
    I feel for you! The insurance company we used to have was terrible. Every claim that was submitted would either get denied (even if it was a covered visit) or would get "lost". I would receive a bill from the docs office saying that since my insurance didn't pay, it was my responsibility. Then I would have to call the insurance co, who usually asked the claim to be resubmitted, then call the docs office to have them resubmit. The average length for a claim to be paid was about 3 months.

    In extreme cases it took almost a year for a claim to be paid. For my sons surgery last year there were so many different bills (the surgeon, the hospital, the anesthesiologist, the outpatient area, the lab, etc), and they all got paid at different times. It was crazy.

    Many of the employees at my hubbys work complained about the company and when the contract came up for renewal the employers discontinued that insurance company. Even though our new insurance is more expensive, I'm glad we switched because I haven't had any problems with the new one.

    Good luck with your paper work. And don't worry about any of them going unpaid, I know from experience that if someone doesn't get their money, you WILL hear from them!
  5. by   Rapheal
    Shudders!!!!!!! Completing insurance forms. Repeat after me "Though I walk through the valley of death, I will fear no evil....