Identity theft!

  1. Got an interesting phone call today, from a banks fraud prevention dept. It seems that someone is trying to use my identity to obtain credit. The bank rep told me what info they had received in an application for a credit card: my name, ss#, previous address, and previous employer. They were calling because there were a few discrepencies between the application and my actual credit report, which showed my present address, and a different birthdate.

    I notified the three credit reporting agencies and put a fraud alert on my credit, and I'm hoping that whoever it is hasn't already gotten credit with my name elsewhere. I should get reports from them in a few days. I made a police report, but the officer didn't sound too hopeful about finding whoever it is, or being able to prove it unless they get caught red-handed.

    I racked my brain all day, trying to figure out how someone could have so much of my info. The job they listed was with a temp agency I was only at for about 6 months because my husband was transitioning between jobs, and I knew we wouldn't be in that area for too long. I finally remembered that I didn't get the original W2's sent from that job this year b/c they were mailed to my previous address, and the company had to resend them. Makes sense, someone got them and used them. Maybe the people who now live in the house we had rented, but hard to know for sure.

    This makes me so mad!! I worked very hard to restore my credit after my divorce left it a wreck almost 9 years ago. I really hope they catch who it is!
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  2. 7 Comments

  3. by   delirium
    Also think about your computer. The sites you go to, especially if you make purchases online, may sell your information to other sites, and it is relatively simple for someone with a small degree of computer literacy to pirate your name, address, credit card number, etc. Even if the site says 'secure'.

    Obviously there's only one thing you can do. Fake your death and get a new name, new social, new date of birth...

    :chuckle

    Seriously, I hope they catch who it is and your credit isn't harmed. This is becoming more and more common. Scary. I didn't think anyone would ever *want* to be me.
  4. by   betts
    First thing is get 'spyware' downloaded in your computer. http://www.lavasoft.nu/

    Get 'catchup' installed from http://www.cnet.com
  5. by   CATHYW
    Cool, Betts! Is this an encryption type of thing, or what?
  6. by   CountrifiedRN
    Rebecca, thanks for the laugh! I needed that today! My husband says exactly what you said about the computer, because I do order things online. Although I thought if it had the little padlock thing at the bottom that it was safe. I guess I was a little naive about the internet.

    Thanks for the sites, Betts. We've downloaded the spyware before, but haven't updated it in a while. Never heard of catchup though, I'll have to read about that one.

    As I've learned, you can never be too careful.....
  7. by   Tookie
    Thank you Betts - I handed those sites to my husband - he has firewalls and other things in pace and thinks we are OK.
  8. by   Tookie
    Thank you Betts - I handed those sites to my husband - he has firewalls and other things in pace and thinks we are OK.
    Interesting thread- Thank you RN2bNC for it
    PS love your little flying angel too Betts
  9. by   Groovydogg
    the biggest thing you can do to protect your self is not give out your SS number. It seems that everytime you turn around some one wants it. That is a very powerful number and with it someone can ruin your life. It should NOT be your employee #. NOT your health insurance #, etc. When someone wants it ask why, and demand to have a random number used for your ID # instead.

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