Yeah, thisnurse, if an owner has a horse that isn't ridden a lot (usually find out word-of-mouth, instructor might know of possibilities at the ranch), you lease the horse by assuming all responsibility for it: supplements, riding, grooming, worming, shoeing . . . can't remember if you take over boarding costs . . . horse still belongs to owner but you care for it. If horse becomes majorly sick and big vet bills, not sure who assumes payment for those . . . hafta check contract . . .
Hey, Tookie, I LOVE singing! Played a little guitar (clarification: played a regular-sized guitar a little bit!) years ago, callouses all gone now . . . but had always sung w/hubby playing banjo and me playing guitar. Just 2-3 years ago I started voice lessons. Lots of fun. I'm about the only "geriatric" (translate: over 20!!) student for the yearly recital but I just have fun and don't take it seriously.
Hmm, knitting??? OK w/carpal tunnel? Have had to curtail my sewing, hand goes numb with any amount of hand work.