Credit Reports

  1. You are entitled to a free credit report from each of the three major reporting services each year...

    the reports will be available on a staggered basis:

    western states---12/01/04
    midwestern---03/01/05
    southern--06/01/05
    eastern--09/01/05

    these are free unless you click on something added within the report...they make enough selling your personal info...don't click

    you can stagger these out during the year
    experian
    equifax
    transcene

    get one q 3 months

    be sure that you protect yourself from idenity thieves...you need your money more than anyone else
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  2. 3 Comments

  3. by   manna
    Thanks for the announcement Chatsdale - just waiting anxiously until I can get mine for free.
  4. by   Roy Fokker
    Well, you CAN get a free report already.

    All you have to do, is apply for a card you have absolutely NO chance of getting.

    When they reject you - BY LAW, you have the RIGHT to a free credit report from a credit agency

    The gummint just saw too many people scamming this way and decided to throw up their hands and make it legal
  5. by   manna
    Quote from Roy Fokker
    Well, you CAN get a free report already.

    All you have to do, is apply for a card you have absolutely NO chance of getting.
    :chuckle

    Except that way, your FICO score gets dinged another point or two for each application/rejection you get.

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