car insurance issue

  1. Something just doesn't seem right.

    A few months ago, I had a car accident, completely my fault so I have to cover the deductable of 500.00. No problem, I know that I was at fault.

    My car got fixed at the dealership because it was less than a year old, I figured that the best place to go would be where they sell them - it's a Mazda 3. When I went to pick up the car, I paid them the 500.00 deductable directly by credit card. I asked for something to indicate the repairs and they said that I'd be getting that in the mail from the insurance company.

    Ok, fast forward to mid January and I get a letter from the insurance company that confirmed that I was at fault and that the cost of the repairs turned out to be 2329.97. Ok, that's pretty good, actually, since I got slammed in on the driver's side door.

    Last week, I got a cheque in the mail with my name and the dealership's, with instructions to endorse it and bring it to the dealership. No problem. Except, the cheque is for 1913.00. Now, I wasn't quite sure what was stopping me, but I didn't bring the cheque over. Something was gnawing at me. I finally sat down and calculated that if the cost of the repairs was 2329.97, and I paide 500.00 to the dealership, the cheque should only have been for 1829.97, right? So, what happened to the extra 83.03 that I paid?

    Or am I missing something here? I've never had to deal with anything like this before.
  2. 1 Comments

  3. by   TazziRN
    Call the insurance company and ask. It's possible they made a mistake. It's also possible that someone's pulling a fast one, but you won't know that until you call.