Sheesh, when it rains, it pours! I'm glad you got the credit card mess straightened out, so you're not liable. Someone stole our mail once (out of the stuffed-full mailbox), and used the card #s from the statements (and bills) to charge things. WHAT A MESS!!! And it takes time to sort everything out . . .
I'm so sorry about your niece, what tragic news. . . you and the family are in my thoughts and prayers.
Does your insurance cover your back window??? Ours has shattered twice (accidently left open while garage door raised . . tremendous explosion of glass
), and although we had to pay a deductible, the rest was covered. (I can't believe it happened twice, though!! one would think once is enough!!) and of COURSE it's cold and rainy!!!
I hope tomorrow goes better for you . . . hugs. -- D