Hard times, what do I do?

  1. 0 Me and my girlfriend currently just had a new born we stay with her grand parents. And its kind of hard staying with somebody else we both are attending school for nursing pre students. We want to get out own places what can we do..they have to help us pay bills and everything! Its sad what do we do??? Please help encourage us.

    Sorry if I'm off topic
  2. Visit  Student Nurse_7 profile page

    About Student Nurse_7

    Joined Jan '13; Posts: 58.

    18 Comments so far...

  3. Visit  x_factor profile page
    4
    Go to school part-time, work full-time, save up and get an apartment or other affordable place to live. Many people have been in your situation and have made it work.

    However, if you cannot afford an apartment, you can still work while finishing pre-reqs so that you can pay your own bills and take that responsibility off of her grandparents.
    Last edit by x_factor on Jan 18, '13
    weemsp, joanna73, tewdles, and 1 other like this.
  4. Visit  Student Nurse_7 profile page
    0
    Quote from x_factor
    Go to school part-time, work full-time, save up and get an apartment or other affordable place to live. Many people have been in your situation and have made it work.

    How want I make it harder on us.I'm 19 how will I be able to do that?? How much would I need to make?? Who would watch our baby?
  5. Visit  JustBeachyNurse profile page
    5
    Quote from Student Nurse_7
    How want I make it harder on us.I'm 19 how will I be able to do that?? How much would I need to make?? Who would watch our baby?
    First...you need to determine your own expenses what is the amount of money you need to live on. Determine a budget, there are many websites you can find via google that will help you make a family budget--food, baby care, toiletries, rent, insurance, transportation, utilities, medical, and other expenses including school tuition, fees & supplies. Maybe only one of you go to school while the other works full time. You will need to include child care in your budget, contact local day care centers to determine cost and if there is any assistance. Some schools have on campus day care centers that are more affordable for full time students.

    Like everything else, you need to do your research. Take a job--whether as a hospital transporter, cafeteria worker or find a nursing home/long term care that will train you as a CNA in exchange for a job. I gave you links on your other threads as to how to become a CNA in NC. If you need to contact social services to see if they can recommend affordable options for housing.
    sharpeimom, joanna73, BCgradnurse, and 2 others like this.
  6. Visit  Student Nurse_7 profile page
    0
    Well we both want to do school and we are there's got to be a way I can get us a place. We don't like it here.We barely have alone time.We are going ti become nurse!We will makenit I just want to hear motivational stories and just what more can I do?? Should we just stick it out?
  7. Visit  makingstrides profile page
    0
    Its not sad. Im sure the grandparents love the baby and want to see you two succeed. If you two are prenursing students right now, how would you guys be able to afford an apartment once you are attending the nursing program full time? It would be difficult financially. Are you two married? If not your financial aid refund checks should be substantial enough to help your grandparents out with some utilities. Tax time is also coming. Put that money away for future use. Good luck
  8. Visit  Miiki profile page
    3
    I would suggest staying where you are. If you already need help paying bills, adding rent to that won't help. I you decide to get a job while in school, make sure it doesn't interfere with your grades and focus on saving money for yourself and your child. I understand the frustration of staying at home when you feel like an adult, but it is best to wait until you have a reliable income that will meet your financial needs before moving out.
  9. Visit  Student Nurse_7 profile page
    0
    Quote from makingstrides
    Its not sad. Im sure the grandparents love the baby and want to see you two succeed. If you two are prenursing students right now, how would you guys be able to afford an apartment once you are attending the nursing program full time? It would be difficult financially. Are you two married? If not your financial aid refund checks should be substantial enough to help your grandparents out with some utilities. Tax time is also coming. Put that money away for future use. Good luck
    No but we soon want to get married
  10. Visit  Student Nurse_7 profile page
    0
    But like what kind of job tho
  11. Visit  queserasera profile page
    11
    I really didn't want to comment on this because I didn't want to bump it but I want to give you some advice.

    If you have the amazing blessing of being able to live with people who not only love you, but your child, in a time where you are obviously still a child yourself why would you want to move out? I'm assuming that you've never lived on your own before, due to your age, but let me tell you as someone who tried to make the jump of moving out too quickly. I moved out of my home at 17 to get my own place and was in SHOCK of how expensive living was. I honestly couldn't imagine doing it with a baby, while not working. It's foolish to think that anyone anywhere could get by with 2 people going to school fulltime and working full time with a new baby. Diapers, childcare, health insurance, formula, plus your tuition, your rent, your utilities, your food, your transportation. It doesn't add up.

    Obviously I don't know you or your girlfriend. But don't get married for the tax refund... that is the worst advice I've ever read on a forum, ever. Marriage is no joke and at 19, even though you have a child together, neither of you are now who you one day will be and I never would suggest anyone get married that young.

    Stay with the grandparents, go to school, make something of yourself, if you and your girlfriend make it through school and still love each other, then get a place and get married and save for your childs college education.
    weemsp, somenurse, joanna73, and 8 others like this.
  12. Visit  violetgirl profile page
    1
    Hang in there and stick it out! You both will be nurses someday, and when that happens take your first pay checks and look for a new place to live. Thank goodness you have a place to live for right now and have the support of your family. This too shall pass! Thank god for grandparents!!!! You are blessed! Keep focused on the positive, finish your schooling, and don't forget to hug your family and tell them thanks! Sounds like they really care about your future!!!!
    sharpeimom likes this.
  13. Visit  violetgirl profile page
    2
    Quote from Student Nurse_7
    Well we both want to do school and we are there's got to be a way I can get us a place. We don't like it here.We barely have alone time.We are going ti become nurse!We will makenit I just want to hear motivational stories and just what more can I do?? Should we just stick it out?
    Oh, ya... stick it out! Don't bypass this blessing that is right in front of you!
    sharpeimom and tewdles like this.
  14. Visit  Pets to People profile page
    1
    I'd like to tell you from my own experience that the position you are in right now will actually make moving out on your own much easier. Let me tell you why and how...

    Stay with the grandparents for your first semester if you can, because you will need to concentrate on starting school (which is a big adjustment) and not on moving and getting set up. The less money you make the more money you get from financial aid. Everyone gets the same amount of money they have to pay back, but when you make less money from employment, you get more money in the form of grants that you will not have to pay back after you graduate.

    Now, save up the money each of you have left over after paying your tuition and books...you should have several thousand dollars left over each semester. For example, me and my now husband would have a good $5000 plus left over EACH after tuition and that we would use to pay up all of our bills for the next 6 months until we would recieve our next aid the next semester. Only $1500 was a loan, a scholarship pain for my tuition and then the rest are grants. When the semester is over and you have time off for school break you take that saved up money and move out on your own and get settled in before it's time to start the next semester. Have the bills paid up and/or a little set aside as an emergency savings account (you will need it eventually, trust me!) and pay your expenses each semester and then you can concentrate on school and not having to work full-time. My husband would work part-time, maybe twenty hours a week, to help pay for gas or little expenses, because his classes were not as difficult as mine.

    Keep your bills very simple...just the basics, no iphone with a $100 plus monthly bill. We pay utilities, rent, car insurance, used financial aid one semester to trade in our $500 dollar junker car we had to buy to get started at school for a more reliable car so no big car payments, we have one pay by the minute phone and the only "extra's" we have is a basic cable plan, internet we have to have for school and a cheap gym membership. We don't eat out, most of our clothes have holes in them and we live very cheaply.

    Hopefully your grandparents can watch your child, because that can add a considerable expense, depending on where you live. In my area you can only qualify for child care assistance if both of you are working a specific number of hours, so we did not qualify for that. Instead we set up our classes so I would go to class the come home to watch the baby and he would go to work or night classes. It does suck to rarely see each other, and to live basically worrying about every dollar, but it will be worth it because we will graduate this semester!!!

    Also, because you are not working, or working very little hours and most likely making minimum wage, you will also qualify for food assistance and health coverage for your little one. Take advantage of this, because soon you will graduate and become contributing, tax paying citizens and you will be paying back into the system off of the higher wage you will earn more than what you will be borrowing from the state.

    And just an FYI, you do not have to be married to claim someone on your taxes as a dependent, so long as you are supporting them financially. My boyfriend claimed me and our son on his taxes because he was the only one working. You may be able to allow your grandparents to fill the two of you and take that extra money for themselves for helping the two of you out. If you haven't been working you and your girlfriend won't be able to file taxes for yourselves, because you haven't pain anything in to get back, you know what I mean. So let your grandparents claim you.
    sharpeimom likes this.


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